Covers the full cost of your tuition fees, paid directly to your university. This loan is not means-tested, so household income won’t affect your eligibility.
Designed to assist with living expenses such as accommodation, food, and travel. The amount you receive depends on your household income and where you live during your studies.
Maximum amounts for 2025/26:
Funds are paid directly into your bank account.
Supporting full-time students with registered childcare costs, this grant covers up to 85% of eligible expenses.
Maximum weekly support:
Payments are made directly to your childcare provider.
Available to students financially supporting an adult dependent, offering up to £3,545 in grant funding.
Provides up to £2,024 to help full-time students with dependent children cover study-related costs.
Offers tailored support to students with disabilities or health conditions, covering specialist equipment and services. Grants of up to £27,783 are available.
To qualify for UK student finance, you must meet the following essential requirements:
For the most accurate and up-to-date information on student finance in England, we encourage all students to visit the official government website. While our expert team stays informed about changes in student finance policy and can provide tailored guidance based on your individual circumstances, the government website is the most reliable source for official details. You can access it here: Visit the official Student Finance website If you have questions or need support understanding your eligibility, feel free to contact our finance specialists for personalised assistance.
Most universities offer hardship funds or emergency support for students experiencing unexpected financial difficulties. Availability and amounts vary.
Universities offer various scholarships and bursaries based on academic merit, financial need, or other criteria. These funds do not require repayment.
If you are an unpaid carer supporting a family member or friend while studying, your university or college may provide additional support such as financial assistance, flexible deadlines, and tailored academic help. This support is offered directly by your institution. Contact your student support team to learn more about what’s available.
At On Point Study, we support students in navigating the financial aid process with confidence. Our team specialises in helping you access both Tuition Fee Loans and Maintenance Loans, which are designed to reduce the financial pressures of higher education.
By securing the appropriate financial support, you can concentrate on your studies without the added stress of funding your education. We provide step-by-step guidance throughout the application process, ensuring you fully understand your options and apply for the financial aid that best meets your individual needs.
We are committed to helping you make the most of the financial assistance available, so you can focus on achieving your academic goals.
You repay 9% of what you earn above £25,000. See the chart below for examples:
| Annual Income | Monthly Income | Approx. Monthly Repayment |
|---|---|---|
| £25,000 | £2,083 | £0 |
| £28,000 | £2,333 | £22 |
| £29,500 | £2,458 | £33 |
| £31,000 | £2,583 | £45 |
| £33,000 | £2,750 | £60 |
